There is a lot of things to do before you actually begin your home purchase process. We are here to help, and although this is not even close to an exhaustive list, it is a great start of action items to begin:
Review your credit report and score
We can help you with this when you contact us. We’ll make sure that you can qualify for a mortgage based on your credit, and we’ll guide you through any items that you may want to do before you actually begin your pre-approval process. We are not credit repair experts, so we may recommend you talk to a credit specialist.
Save for down payment
Although every mortgage scenario is different and there are certainly no or low down mortgage options, it’s always best to start saving. We will make sure to walk you through the different mortgage options and help you decide what mortgage program and down payment option is best for you and your needs.
Create a healthy saving account
Home maintenance expenses are one of the negatives of home ownership. It’s smart to have a savings account that will help you during a necessary home maintenance repair that you may not be able to avoid.
Contact us today to start with your mortgage pre-approval process. We will walk you through all your questions and help navigate through different mortgage options you have to help you get the right mortgage for your unique situation.
We are here to help, so reach out to us today!