Richard Joseph Remirez

Mortgage Loan Originator  //  NMLS #242113

With over 23 years of experience, I specialize in providing tailored mortgage solutions across all loan types for homebuyers, investors, and real estate professionals. My goal is to ensure every client not only secures a competitive rate and terms, but also understands their options so they can make the best decision for their unique situation.

Whether you’re a first-time buyer, moving up, downsizing, or simply ready for a change, I’m here to guide you before you even start house hunting. Together, we’ll review your budget, income, and savings so you have a clear understanding of the loan amount and type that’s realistic for you. While interest rates are important, they’re just one piece of the puzzle — I’ll walk you through all the factors that impact your mortgage so you feel confident from start to finish.

I’m committed to making the lending process smooth, transparent, and stress-free, while keeping your goals front and center.