Frances P. Garcia

Loan Officer  //  NMLS #299081

As a bilingual loan officer, I have been dedicated to helping individuals and families achieve their homeownership dreams since 2005. Whether you’re a first-time buyer, a seasoned investor, or someone looking to refinance, my priority is to make the process as clear, smooth, and stress-free as possible.

I believe that an informed client is an empowered client. That’s why I take the time to educate you on your options, explain each step, and ensure you have the tools and knowledge to make confident financial decisions. From the first conversation to the closing table — and beyond — I’m here to be your guide, advocate, and trusted resource.

Being bilingual in English and Spanish allows me to serve a diverse range of clients and connect with them on a deeper level. I approach each transaction with diligence, transparency, and genuine care, knowing that for most people, buying a home is one of life’s biggest milestones.

Outside of work, I enjoy spending time with family and friends, traveling, and volunteering in the community — experiences that keep me grounded, inspired, and motivated to continue helping others succeed.

Let’s connect and explore your financing possibilities together.